If you have them, you probably know that credit cards are the work of the devil with its false promises of financial freedom, just to learn later that rather than being free, you have been imprisoned. It is as evil as most guys, lulling you into a feeling of safety, only to be screwed in the worst manner possible. Truly, credit cards are the bane of everyone’s presence, and the sooner you realize it, the better it is for you.
The Freebie Mystique
Most people, men and women alike, are enticed by credit card companies with freebies. You have heard about it. Provided that you put in your program, you are guaranteed free watches, pairs of shoes, and trips whenever your application is accepted. What you do not understand is you will be paying for all those freebies faster than you can take out your money clip credit card holder. Indeed, in this time, freebies come with a cost. Before you place your shiny new credit card in your money clip credit card holder, find out what it is going to cost you.
Not Interested in Interest
Credit card businesses thrive on hidden and interest fees. Every time you simply take out your credit card from your money clip credit card holder, you can make certain you are secretly being billed for something. Before you add another credit card to this arsenal you have in your money clip credit card holder, read the fine print and find out what additional fees and interest will inevitably come with your purchases in prtship. Do not be fooled by the fancy lingo – finance charges, credit shield fees, etc also find out if they will be charging them per purchase or each month. That could create a problem, particularly in case you would not have the ability to pay the complete amount due every moment.
It is Payback Time
Your credit cards work best if you can pay for it in full every time your invoice comes out. You would not have to handle monthly interest and finance fees. But then, that defeats the purpose of having a credit card in the first location. However, you cannot fight the system, so the best you can do is make the system work with you.
Use your credit cards responsibly. Ostentatious and unnecessary Purchases must be avoided. Simply take out your money clip credit card holder once you absolutely need to, like when you are buying groceries or items you actually need and cannot live without. And no, that does not contain those strappy, red stilettos you have been mooning around for two weeks. Even better, hide your money clip credit card holder someplace where you would not be enticed into making impulse purchases.